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O*NET-SOC 13-2041.00

Credit Analysts

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

From O*NET 30.3

Tasks

From O*NET 30.3, by importance, as O*NET OnLine lists them

Free · O*NET 30.3
  1. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.Core1250
  2. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.Core1254
  3. Generate financial ratios, using computer programs, to evaluate customers' financial status.Core1255
  4. Prepare reports that include the degree of risk involved in extending credit or lending money.Core1251
  5. Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.Core1259
  6. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.Core1257
  7. Contact customers to collect payments on delinquent accounts.Supplemental21164
  8. Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.Supplemental1252
  9. Review individual or commercial customer files to identify and select delinquent accounts for collection.Supplemental1256
  10. Confer with credit association and other business representatives to exchange credit information.Supplemental1253
  11. Consult with customers to resolve complaints and verify financial and credit transactions.Core1258

Technology Skills

From O*NET 30.3, 41 examples in 15 categories, 12 Hot Technology

Free · O*NET 30.3

Information retrieval or search software

  • CGI-AMS BureauLink Enterprise

Financial analysis software

  • CGI-AMS CACS Enterprise
  • CGI-AMS Strata
  • Credit and risk analysis software
  • Credit fraud detection software
  • Dun and Bradstreet Global DecisionMaker
  • eCredit Enterprise
  • Equifax Advanced Decisioning
  • Equifax InterConnect
  • Experian Credinomics
  • Experian Detect
  • Experian FraudShield
  • Experian Quest
  • Experian Retention Triggers
  • Fair Isaac Application Risk Model Software
  • Fair Isaac Capstone Decision Manager
  • Fair Isaac Falcon ID
  • Moody's KMV CreditEdge
  • Moody's KMV Decisions
  • Moody's KMV Financial Analyst
  • Moody's KMV Risk Advisor
  • Moody's KMV Risk Analyst

Document management software

  • Credit adjudication and lending management system CALMS

Content workflow software

  • Equifax Application Engine
  • Experian Transact SM

Office suite software

  • Experian Strategy Management
  • Microsoft Office softwareHot TechnologyIn Demand

Enterprise resource planning ERP software

  • Microsoft Dynamics
  • Oracle JD Edwards EnterpriseOne
  • SAP softwareHot Technology

Spreadsheet software

  • Microsoft ExcelHot TechnologyIn Demand

Electronic mail software

  • Microsoft OutlookHot TechnologyIn Demand

Presentation software

  • Microsoft PowerPointHot TechnologyIn Demand

Data base user interface and query software

  • Microsoft SQL ServerHot Technology
  • Structured query language SQLHot Technology

Development environment software

  • Microsoft Visual BasicHot Technology
  • Microsoft Visual Basic for Applications VBAHot Technology

Word processing software

  • Microsoft WordHot TechnologyIn Demand

Business intelligence and data analysis software

  • Oracle Business Intelligence Enterprise Edition

Object or component oriented development software

  • PythonHot Technology

Analytical or scientific software

  • SASHot Technology

Detailed Work Activities

From O*NET 30.3, under their work activities; open one for the AI skills Workforce Automation maps to it

Free · O*NET 30.3

Judging the Qualities of Objects, Services, or People

  • Assess financial status of clients.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Evaluating Information to Determine Compliance with Standards

  • Examine financial records.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Analyzing Data or Information

  • Analyze market conditions or trends.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet
  • Assess risks to business operations.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet
  • Calculate data to inform organizational operations.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet
  • Analyze business or financial data.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 5 of 66 AI skills mapped to this activity, by automation level

    • Replaces 3
    • Augments 55
    • Supports 2
    • Informs 6

Documenting/Recording Information

  • Prepare financial documents, reports, or budgets.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet
  • Prepare contracts or other transaction documents.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Performing for or Working Directly with the Public

  • Correspond with customers to answer questions or resolve complaints.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Coordinating the Work and Activities of Others

Providing Consultation and Advice to Others

  • Advise others on financial matters.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Monitoring and Controlling Resources

  • Collect payments for goods or services.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Job Zone

From O*NET 30.3

Free · O*NET 30.3

Job Zone Four: Considerable Preparation Needed

Workforce Automation analysis, not part of the source

WFA coverage: AI skills for this job

WFA · Part of the paid plan when accounts open

Pilot mapping: these skill links come from our seed list and haven’t been reviewed yet. Expect them to change as each one is checked.

DWAs covered by an AI skill2 of 12
Distinct tools70
Level mix
  • Replaces 3
  • Augments 55
  • Supports 5
  • Informs 7

Equivalents

NICE work roles, with their DCWF equivalents

Mapped to this job by the ETO-CSET NICE/O*NET crosswalk (2024); roles from NICE Framework Components v2.2.0, DCWF equivalents from DoD DCWF Tool v5.3 (2026-09-25)

Free · NICE Framework Components v2.2.0 and DoD DCWF Tool v5.3 (2026-09-25)

No NICE work role maps to this job.