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O*NET-SOC 13-2053.00

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

From O*NET 30.3

Tasks

From O*NET 30.3, by importance, as O*NET OnLine lists them

Free · O*NET 30.3
  1. Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.Core21045
  2. Decline excessive risks.Core1261
  3. Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.Core1262
  4. Evaluate possibility of losses due to catastrophe or excessive insurance.Core1263
  5. Review company records to determine amount of insurance in force on single risk or group of closely related risks.Core1265
  6. Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.Core1264
  7. Authorize reinsurance of policy when risk is high.Core1266

Technology Skills

From O*NET 30.3, 27 examples in 13 categories, 8 Hot Technology

Free · O*NET 30.3

Enterprise resource planning ERP software

  • Anodas Software Limited Phoenix
  • Consilience Software Maven Insurance Automation Suite
  • CSC nbAccelerator
  • Fair Isaac Enterprise Decision Management for Insurance
  • QualCorp FormsPlus
  • SIS SEMCI PARTNER
  • Skywire Software InsBridge

Object or component oriented development software

  • C++Hot Technology

Data base user interface and query software

  • Database software
  • Microsoft AccessHot Technology

Financial analysis software

  • Delphi Technology
  • Fannie Mae Desktop Underwriter
  • Fiserv Advanced Underwriting
  • LabOne NET
  • NIIT Technologies WinRisk
  • RGA AURA
  • RGA Facultative Application Console
  • Valen Technologies Risk Manager

Document management software

  • IBM FileNet Content Manager

Information retrieval or search software

  • LexisNexis

Spreadsheet software

  • Microsoft ExcelHot TechnologyIn Demand

Office suite software

  • Microsoft Office softwareHot TechnologyIn Demand

Electronic mail software

  • Microsoft OutlookHot TechnologyIn Demand

Presentation software

  • Microsoft PowerPointHot TechnologyIn Demand

Operating system software

  • Microsoft WindowsHot Technology

Word processing software

  • Microsoft WordHot Technology

Internet browser software

  • Web browser software

Detailed Work Activities

From O*NET 30.3, under their work activities; open one for the AI skills Workforce Automation maps to it

Free · O*NET 30.3

Judging the Qualities of Objects, Services, or People

  • Assess financial status of clients.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Processing Information

  • Verify accuracy of records.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Analyzing Data or Information

  • Assess risks to business operations.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet
  • Analyze health-related data.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Making Decisions and Solving Problems

  • Authorize financial actions.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Interpreting the Meaning of Information for Others

  • Explain regulations, policies, or procedures.
    WFA · Part of the paid plan when accounts open

    WFA (Workforce Automation) analysis: 0 of 0 AI skills mapped to this activity, by automation level

    • No tools yet
    • Not mapped yet

Job Zone

From O*NET 30.3

Free · O*NET 30.3

Job Zone Four: Considerable Preparation Needed

Workforce Automation analysis, not part of the source

WFA coverage: AI skills for this job

WFA · Part of the paid plan when accounts open

Pilot mapping: these skill links come from our seed list and haven’t been reviewed yet. Expect them to change as each one is checked.

DWAs covered by an AI skill0 of 6
Distinct tools0
Level mix
  • No tools yet

Equivalents

NICE work roles, with their DCWF equivalents

Mapped to this job by the ETO-CSET NICE/O*NET crosswalk (2024); roles from NICE Framework Components v2.2.0, DCWF equivalents from DoD DCWF Tool v5.3 (2026-09-25)

Free · NICE Framework Components v2.2.0 and DoD DCWF Tool v5.3 (2026-09-25)

No NICE work role maps to this job.